When you purchase an educational module, subscribe for premium membership or purchase the webinar wallet credits, you are subjected to the following Terms and Conditions. All the purchases are subject to availability and confirmation of the purchase price. To contract with http://cmepedia.com/, you must be over 18 years of age and possess a valid credit or debit card or other payment method issued by a bank acceptable to us. http://cmepedia.com/ retains the right to refuse any request made by you. When a contract is made with a third party, http://cmepedia.com/ is not acting as either agent or principal, and the agreement is made between yourself and that third party and will be subject to the terms of sale which they supply you. When making a purchase, you undertake that all details you provide are true and accurate. You are an authorised user of the credit or debit card or other payment method used to place your order, and there are sufficient funds to cover the cost of the modules. The cost of foreign products and services may fluctuate. All prices advertised are subject to such changes.

Contract

When you make a purchase from us, you will receive an acknowledgement email confirming receipt of your purchase. A contract between us will not be formed until you make the payment and we confirm by email that the payment towards the premium subscription, the modules or the webinar wallet credits has been successful. 

Pricing and availability

While we try to ensure that all details, descriptions, and prices which appear on this Website are accurate, errors may occur. The price of the Modules depends on the profession of the user and the charges levied by their professional body, such as licence fee, certification fee and fee for CME fund. 
If we discover an error in the price of any modules you have purchased, we will inform you of this as soon as possible and give you the option of reconfirming your purchase at the correct price or cancelling it. If we cannot contact you, we will cancel the module purchase. If you cancel the purchase and you have already paid for the modules, you will receive a full refund.

Payment

Upon receiving your order, we carry out a standard authorization check on your payment card or another payment method to ensure there are sufficient funds to fulfil the transaction. CMEPEDIA will debit your card or another payment method upon authorization being received. 

Refund 

Please note that the right to withdraw is applicable exclusively to premium subscription purchases on CMEPEDIA. This policy does not extend to course purchases or the purchase of webinar wallet credits.

Disclaimer of Liability

The material displayed on this Website is provided without any guarantees, conditions, or warranties as to its accuracy. Unless expressly stated to the contrary to the fullest extent permitted by law http://cmepedia.com/ and its suppliers, content providers and advertisers with this expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity and shall not be liable for any damages, including but without limitation to any direct, indirect, special, consequential, punitive or incidental damages, or damages for loss of use, profits, data or other intangibles, damage to goodwill or reputation, or the cost of procurement of substitute modules and services, arising out of or related to the use, inability to use, performance or failures of this Website or the Linked Sites and any materials posted thereon, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, restitution, by statute, at common law or otherwise. This does not affect http://cmepedia.com/s liability for death or personal injury arising from its negligence, fraudulent misrepresentation, and misrepresentation as to a fundamental matter or any other liability which cannot be excluded or limited under applicable law.

Linking to this Website

You may link to our home page, provided you do so fairly and legally and do not damage our reputation or take advantage of it. Still, you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists. You must not establish a link from any website you do not own. This Website must not be framed on any other site, nor may you create a link to any part of this Website other than the home page or webinar. We reserve the right to withdraw linking permission without notice.
Disclaimer as to ownership of trademarks, images of personalities, and third-party copyright
Except where stated to the contrary, all persons (including their names and images), third-party trademarks and content, services and/or locations featured on this Website are in no way associated, linked or affiliated with http://cmepedia.com/and you should not rely on the existence of such a connection or affiliation. The respective trademark owners own any trademarks/names featured on this Website. Where a trademark or brand name is referred to, it is used solely to describe or identify the products and services and is in no way an assertion that such products or services are endorsed by or connected to http://cmepedia.com/.

Taxes

You shall be responsible for payment of all fees/charges associated with the purchase of products from us and you agree to bear all applicable taxes including but not limited to VAT/CST, service tax, GST, duties and cesses, etc.

Indemnity

You agree to indemnify, defend and hold harmless http://cmepedia.com/ its directors, officers, employees, consultants, agents, and affiliates, from any and all third party claims, liability, damages, and/or costs (including, but not limited to, legal fees) arising from your use this Website or your breach of the Terms of Service.

Variation

http://cmepedia.com/ shall have the right in its absolute discretion at any time and without notice to amend, remove or vary the Services and/or any page of this Website. Invalidity If any part of the Terms of Service is unenforceable (including any provision in which we exclude our liability to you), the enforceability of any other part of the Terms of Service will not be affected by all other clauses remaining in full force and effect. So far as possible, where any clause/sub-clause or part of a clause/sub-clause can be severed to render the remaining part valid, the clause shall be interpreted accordingly. Alternatively, you agree that the clause shall be rectified and interpreted in such a way that closely resembles the original meaning of the clause /sub-clause as is permitted by law.

Complaints

We operate a procedure for handling complaints, which we will use to resolve disputes when they first arise; please let us know if you have any complaints or comments.

Waiver

If you breach these conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these conditions.

Entire Agreement

The above Terms of Service constitute the parties' entire agreement and supersede any. All preceding and contemporaneous agreements between you and http://cmepedia.com/ Any waiver of any provision of the Terms of Service will be effective only if in writing and signed by the owner of http://cmepedia.com.

Alteration or Amendments to the Conditions

We have the authority to modify our policies and the terms of sale at any time. When you buy from us, you are bound by the policies and terms of sale that are in effect at the time of your purchase unless a change is mandated by law or government authorities (in which case it will apply to orders you placed before). If any of these terms is found to be invalid, void, or unenforceable for any reason, it will be considered separate from the others and will not impact the validity and enforceability of the remaining terms.

Events beyond our reasonable control

We will not be liable for any delays or inability to meet our commitments outlined in these terms if such delays or failures result from factors beyond our control. This provision does not impact your legal rights.

Governing Law and Jurisdiction

These terms and conditions are regulated by and interpreted in compliance with Indian laws, and we explicitly exclude the use of the United Nations Convention on Contracts for the International Sale of Goods. Both parties, you and we, consent to the exclusive authority of Indian courts.